Lending Strategies

  •   Adopt responsible lending as a principle to reduce credit risk and to avoid over indebtedness of clients
  •   Provide loan within 1-2 weeks accepting loan applications
  •   Client spouse should agree to the client loan application
  •   Comprehensive loan feasibility process adopt to develop CSC to decide loan amount and duration
  •   No any prerequisites to obtain a loan
  •   All transactions are fully transparent and clients know the costs of loan before obtaining the loan
  •   PPI adopt to exclude non-poor and identify poor and ultra-poor for services
  •   All transactions and opportunity costs in lending process minimized to reduce cost to client