- Adopt responsible lending as a principle to reduce credit risk and to avoid over indebtedness of clients
- Provide loan within 1-2 weeks accepting loan applications
- Client spouse should agree to the client loan application
- Comprehensive loan feasibility process adopt to develop CSC to decide loan amount and duration
- No any prerequisites to obtain a loan
- All transactions are fully transparent and clients know the costs of loan before obtaining the loan
- PPI adopt to exclude non-poor and identify poor and ultra-poor for services
- All transactions and opportunity costs in lending process minimized to reduce cost to client